Friday 12 October 2012

Medical card



Pruflexi med

Pruflexi med is our new medical plan start launching in this year. What is all about it? You can know it from the name Flexi. Yes, in fact , it gives you the flexibility to choose your preferred level of coverage. You can pick from 7 Hospital Daily Room & Board allowance and 16 Annual limit options; then create a plan to suit your needs and budget.

In addition , you can choose  zero deducible option and you need not pay anything on eligible cost when you are  hospitalised. Of course, Flexi med also allow you to opt for minial fixed deductible of RM300.

For more info , please click here

Thursday 11 October 2012

Touching Ad for life Insurance


Two advertisements for Thailand Life insurance. You will feel we aren't so poor if compare to them. Appreciate what you have now..  





PruMychild

This was a great product that Prudential ever have. Image that Your kid already have the protection before they come to this world. As a parent,you decide their future, no matter they are come with disability or healthy, we are still need to protect them. Additionally, certain congenital abnormalities may not be covered under regular juvenile plans. With PRUmy child, parents can now be rest assured that their baby will be well protected, even before they are born.
* If you need further explanation , just drop me an email
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At a Glance:
PRUmy child gives you :
  • COMPLETE PROTECTION for every stage of your child’s life…even BEFORE BIRTH 
  • ENHANCEMENT to your child’s plan with NEW & EXTENDED range of covers*
  • ADDITIONAL PROTECTION for PARENTS*
  • Planting the seeds towards a SECURE EDUCATION FUND for your child
At Prudential, we understand that protecting your child is key and of utmost value to you. Let us introduce PRUearly start and PRUbest start - the first of its kind plan that not only balances protection and education for your child, it safeguards your child even before they are born!

For more information , please go to this link.

Pruretirement reward


PRUretirement reward lets you enjoy:

At a Glance:

  •  Monthly GUARANTEED income
  •  Affordable monthly premium
  • Control over your savings
  •  Death & Total and Permanent Disability (TPD) cover
  • Annuity Tax Relief

Benefits

PRUretirement reward gives you:
  1. Monthly Guaranteed Income
You can start your retirement saving with PRUretire saver which will provide you with a
Monthly Guaranteed Income to help you live your retirement dreams. Not only that, you
also have the potential of receiving even more monthly income at retirement!

     2. Flexibility And Control
Understanding that life has its ups and downs, PRUretirement reward gives you the
flexibility to make adjustments to your premium contribution and protection level. You
also have the option of topping up your premium to match your growing retirement
  
    3. Affordable Monthly Premiums
Premiums for PRUretirement reward start from as low as RM1,200 per year, which gives
you more reason to begin retirement planning today!

    4. Annuity Tax Relief


You now have the option to claim up to RM1,000 for your PRUretirement reward plan
under the newly introduced annuity income tax relief. This is in addition to the RM6,000
personal insurance tax relief provided for other life insurance plans you may have.

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What is the investment strategy?

Before you receive Monthly Guaranteed Income At the start of your policy, the premium that you pay will be invested in the PRUlink golden equity fund and PRUlink golden bond fund according to an asset mix as shown in the following table. It will be adjusted to a more secure asset mix for each premium payment the nearer you are to receiving your Monthly Guaranteed Income.

Here is some example , hope to make you clear.




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